Essential storage
Team and partner sign-in uses session and security cookies. The sign-in session lasts up to 12 hours. NextAuth session-token, csrf-token and callback-url cookies support authentication, request security and return navigation; names may have Secure or Host prefixes on HTTPS.
Public browsing does not require a customer account. Private enquiry links use a token in the link rather than a customer login. Campaign references travel in the page address and can be saved with an enquiry you submit.
Your appearance preference
The site starts in Light mode. One tap switches between Light and Dark. Your browser remembers the choice for up to 180 days in local storage named “loanlead-appearance”, retained from the earlier website name. It contains your appearance choice and expiry, not enquiry details.
Clearing this storage resets the site to Light. If storage is blocked, the appearance switch still works on the current page.
Website measurement
On umofi.com, Cloudflare Web Analytics uses a browser script to help us understand visits, page views and page performance. Its reports include information such as referring sites, country and browser type. Cloudflare states that this service does not use cookies or local storage for usage measurement and does not fingerprint individual visitors for analytics. It does not provide us with a list of named visitors. Read Cloudflare’s explanation of Web Analytics.
Optional services
This version does not load advertising pixels or embedded social feeds. Social links only open the external service when you choose to follow them; that service has its own cookie rules.
If we add optional tracking or additional security tools, we will update this notice and provide the choices required before use.
Security verification
Protected forms use Cloudflare Turnstile to check for automated abuse. Opening one of these forms sends browser and security signals to Cloudflare, and our server verifies the result before accepting the request. This is a security check, not an advertising pixel. A successful check does not give permission to receive marketing or share an enquiry.
Cloudflare may also use security cookies when a website challenge is required. Read Cloudflare’s privacy policy for information about its processing.
Managing cookies
Your browser lets you inspect and clear site storage. Removing sign-in cookies signs you out and may interrupt a task. Read the ICO’s information about cookies.